Terms of Use
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Effective Date: March 1, 2010

To review material modifications and their effective dates scroll to the bottom of the page.

1. Parties. The parties to these Terms of Use are you, and the owner of this www.payplusbenefits.com
website business, Pay Plus Benefits, Inc., ("PPB"). All references to "we", "us", "our", this "website" or this
"site" shall be construed to mean this website business and PPB.


2. Modification. We reserve the right to modify these Terms of Use at any time, and without prior notice,
by posting an amended Terms of Use that is always accessible through the Terms of Use link on this
site's home page. You should scroll to the bottom of this page periodically to review material
modifications and their effective dates. YOUR CONTINUED USE OF THIS SITE FOLLOWING OUR
POSTING OF A MODIFICATION NOTICE OR NEW TERMS OF USE ON THIS SITE WILL CONSTITUTE
BINDING ACCEPTANCE OF THE MODIFICATION OR NEW TERMS OF USE.


3. Use And Restrictions. Subject to these Terms of Use and our Privacy Policy, you may use the public
areas of this site, but only for your own internal purposes. You agree not to access (or attempt to access)
this site by any means other than through the interface we provide, unless you have been specifically
allowed to do so in a separate agreement. You agree not to access (or attempt to access) this site
through any automated means (including use of scripts or web crawlers). You are not authorized to (i)
resell, sublicense, transfer, assign, or distribute the site, its services or content; (ii) modify or make
derivative works based on the site, its services or content; or (iii) "frame" or "mirror" the site, its services or
content on any other server or Internet-enabled device. All rights not expressly granted in this Agreement
are reserved by us and our licensors.


4. Monitoring. We reserve the right, but not the obligation, to monitor your access and use of this site
without notification to you. We may record or log your use in a manner as set out in our Privacy Policy that is
accessible though the Privacy Policy link on this site’s home page.


5. Separate Agreements. You may acquire products, services and/or content from this site. We reserve the
right to require that you agree to separate agreements as a condition of your use and/or purchase of such
products, services and/or content.


6. Ownership. The material provided on this site is protected by law, including, but not limited to, United
States copyright law and international treaties. The copyright in the content of this site is owned by us or
others. Except for the limited rights granted above, all other rights are reserved.


7. Warranty Disclaimers. EXCEPT AS MAY BE PROVIDED IN ANY SEPARATE WRITTEN AGREEMENTS
SIGNED BY THE PARTIES, THE SERVICES, CONTENT, AND/OR PRODUCTS ON THIS SITE ARE
PROVIDED “AS-IS”, AND NEITHER WE NOR ANY OF OUR LICENSORS MAKE ANY REPRESENTATION
OR WARRANTY WITH RESPECT TO SUCH PRODUCTS, SERVICES, AND/OR CONTENT. EXCEPT AS
MAY BE PROVIDED IN ANY SEPARATE WRITTEN AGREEMENT SIGNED BY THE PARTIES OR SEPARATE
AGREEMENT ORIGINATING FROM THIS SITE, THIS SITE AND ITS LICENSORS SPECIFICALLY DISCLAIM,
TO THE FULLEST EXTENT PERMITTED BY LAW, ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED,
RELATING TO THIS SITE OR PRODUCTS, SERVICES AND/OR CONTENT ACQUIRED FROM THIS SITE,
INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, COMPLETENESS,
TIMELINESS, CORRECTNESS, NON-INFRINGEMENT, OR FITNESS FOR ANY PARTICULAR PURPOSE.
THIS SITE AND ITS LICENSORS DO NOT REPRESENT OR WARRANT THAT THIS SITE, ITS PRODUCTS,
SERVICES, AND/OR CONTENT: (A) WILL BE SECURE, TIMELY, UNINTERRUPTED OR ERROR-FREE OR
OPERATE IN COMBINATION WITH ANY OTHER HARDWARE, SOFTWARE, SYSTEM OR DATA, (B) WILL
MEET YOUR REQUIREMENTS OR EXPECTATIONS, OR (C) WILL BE FREE OF VIRUSES OR OTHER
HARMFUL COMPONENTS. THESE DISCLAIMERS CONSTITUTE AN ESSENTIAL PART OF THIS
AGREEMENT. NO PURCHASE OR USE OF THE ITEMS OFFERED BY THIS SITE IS AUTHORIZED
HEREUNDER EXCEPT UNDER THESE DISCLAIMERS. IF IMPLIED WARRANTIES MAY NOT BE
DISCLAIMED UNDER APPLICABLE LAW, THEN ANY IMPLIED WARRANTIES ARE LIMITED IN DURATION
TO THE PERIOD REQUIRED BY APPLICABLE LAW. SOME STATES OR JURISDICTIONS DO NOT ALLOW
LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY MAY LAST, SO THE ABOVE LIMITATIONS MAY NOT
APPLY TO YOU.


8. Limitation of Liability. IN NO EVENT SHALL THIS SITE AND/OR ITS LICENSORS BE LIABLE TO
ANYONE FOR ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, EXEMPLARY, INCIDENTAL,
CONSEQUENTIAL OR OTHER DAMAGES OF ANY TYPE OR KIND (INCLUDING LOSS OF DATA, REVENUE,
PROFITS, USE OR OTHER ECONOMIC ADVANTAGE) ARISING OUT OF, OR IN ANY WAY CONNECTED
WITH THIS SITE, ITS PRODUCTS, SERVICES, AND/OR CONTENT, ANY INTERRUPTION, INACCURACY,
ERROR OR OMISSION, REGARDLESS OF CAUSE, EVEN IF THIS SITE OR OUR LICENSORS HAVE BEEN
PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.


9. Links to This Site. We grant to you a limited, revocable, and nonexclusive right to create a hyperlink to this
site provided that the link does not portray us or our products or services in a false, misleading, derogatory,
or offensive matter. You may not use any logo, trademark, or tradename that may be displayed on this site or
other proprietary graphic image in the link without our prior written consent.


10. Links to Third Party Websites. We do not review or control third party websites that link to or from this
site, and we are not responsible for their content, and do not represent that their content is accurate or
appropriate. Your use of any third party site is on your own initiative and at your own risk, and may be subject
to the other sites’ terms of use and privacy policy.


11. Participation In Promotions of Advertisers. You may enter into correspondence with or participate in
promotions of advertisers promoting their products, services or content on this site. Any such
correspondence or participation, including the delivery of and the payment for products, services or content,
are solely between you and each such advertiser.


12. Arbitration. Except for actions to protect intellectual property rights and to enforce an arbitrator’s decision
hereunder, all disputes, controversies, or claims arising out of or relating to this Agreement or a breach
thereof shall be submitted to and finally resolved by arbitration under the rules of the American Arbitration
Association (“AAA”) then in effect. There shall be one arbitrator, and such arbitrator shall be chosen by mutual
agreement of the parties in accordance with AAA rules. The arbitration shall take place in WA, USA, and may
be conducted by telephone or online. The arbitrator shall apply the laws of the State of WA, USA to all issues
in dispute. The controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated
in any arbitration with any claim or controversy of any other party. The findings of the arbitrator shall be final
and binding on the parties, and may be entered in any court of competent jurisdiction for enforcement.
Enforcements of any award or judgment shall be governed by the United Nations Convention on the
Recognition and Enforcement of Foreign Arbitral Awards. Should either party file an action contrary to this
provision, the other party may recover attorney's fees and costs up to $1000.00.


13. Jurisdiction And Venue. The courts of King County in the State of WA, USA and the nearest U.S. District
Court shall be the exclusive jurisdiction and venue for all legal proceedings that are not arbitrated under these
Terms of Use.


14. Controlling Law. This Agreement shall be construed under the laws of the State of WA, USA, excluding
rules regarding conflicts of law. The application the United Nations Convention of Contracts for the
International Sale of Goods is expressly excluded.


15. Intended For Use Only Within The United States. This site is intended for use only from within the United
States. We do not represent that this site is appropriate for use elsewhere. Access to this site from locations
where its contents are illegal is not authorized.


16. Onward Transfer of Personal Information Outside Your Country of Residence. Any personal information
which we may collect on this site will be stored and processed in our servers located only in the United States.
If you reside outside the United States, you consent to the transfer of personal information outside your country
of residence to the United States.


17. Force Majeure. We shall not be liable for damages for any delay or failure of delivery arising out of causes
beyond our reasonable control and without our fault or negligence, including, but not limited to, Acts of God,
acts of civil or military authority, fires, riots, wars, embargoes, Internet disruptions, hacker attacks, or
communications failures.


18. Privacy. Please review this site's Privacy Policy which also governs your visit to this site. Our Privacy Policy
is always accessible on our site's home page.