Privacy Policy

 

Effective Date: March 1, 2010

Last Updated: November 18, 2019

 

To review material modifications and their effective dates scroll to the bottom of the page.

 

Pay Plus Benefits, Inc. ("PPB") owns and operates this website business.  All references to "we", "us", this "website" or this "site" shall be construed to mean PPB.

 

HOW WE MODIFY THIS PRIVACY POLICY

We reserve the right to modify this Privacy Policy at any time, and without prior notice, by posting an amended Privacy Policy that is always accessible by clicking on the "Privacy Policy" link on this site's home page.  Your continued use of this site indicates your acceptance of the amended Privacy Policy.  You should check the end of the Privacy Policy for a listing of material modifications and their effective dates.  Regarding personal information, if any modifications are materially less restrictive on our use or disclosure of the personal information previously disclosed by you, we will obtain your consent before implementing such revisions with respect to such information.

 

THE TYPES OF INFORMATION WE COLLECT

"Personal Information" includes any information regarding a natural person that may be used directly to identify the person.  We will ask you for personal information when you sign up for any specific benefit or purpose that requires registration.  Personal information that we collect may vary with each registration, and it may include one or more but is not limited to the following categories: full name, an email address, phone number, and business/company information.

 

USAGE DATA

We reserve the right to collect information based on your usage of this site which is information collected automatically from this site (or third party services employed in this site ), which can include: the IP addresses or domain names of the computers utilized by the users who use this site, the URI addresses (Uniform Resource Identifier), the time of the request, the method utilized to submit the request to the server, the size of the file received in response, the numerical code indicating the status of the server's answer (successful outcome, error, etc.), the country of origin, the features of the browser and the operating system utilized by the user, the various time details per visit (e.g., the time spent on each page within the site) and the details about the path followed within the site with special reference to the sequence of pages visited, other parameters about the device operating system and/or the user's IT environment, and data, conversion rates, marketing and conversion data and statistics, reports, analytics data, reviews and surveys  ("Usage Data").  Usage Data is essentially anonymous when collected but could be used indirectly to identify a person.

 

We reserve the right to make full use of Usage Data.  For example, we may use Usage Data to provide better service to site visitors, customize the site based on your preferences, compile and analyze statistics and trends about the use of this site, and otherwise administer and improve this site for your use.

 

INFORMATION SHARING AND DISCLOSURE

We may use your Personal Information for the performance of the services or transaction for which it was given, and in connection with other products, services, or promotions we may offer, and our private, internal reporting for this site, and security assessments for this site.  We will not share, sell, or rent your Personal Information to others.

 

We reserve the right to disclose Usage Data without restriction.

 

We reserve the right to provide your Personal Information and Usage Data to our affiliates or subsidiaries, or trusted service providers for the purpose of hosting our servers or processing or archiving personal information for us.  We require that these parties agree to privacy and security safeguards for this information that are consistent with this Privacy Policy.

 

 

If we sell or otherwise transfer part or all of our business or assets to another organization, such as in the course of an acquisition, merger, bankruptcy or liquidation, we may transfer your Personal Information and Usage Data.   In such an event, we will require the buyer or transferee to agree to our commitments provided in this Privacy Policy.

 

We reserve the right to disclose your Personal Information and Usage Data if we have a good faith belief that access, use, preservation or disclosure of such information is reasonably necessary (i) to satisfy any applicable law, regulation, legal process or enforceable governmental request (such as for example, to comply with a subpoena or court order), (ii) to detect, prevent, and address fraud or other illegal activity, and (iii) to investigate, respond to, or enforce violations of our rights or the security of this site.

 

COOKIES

A "cookie" is a text file that this site sends to your browser in the form of a text file. The information generated by the cookie about your use of this site (including your IP address) will be transmitted to and stored. Most browsers automatically accept cookies, but they usually can be modified to decline cookies if you prefer; however, certain features of this site might not work without cookies.

 

SECURE SITE COOKIES

As an additional layer of protection (specifically to assist in preventing fishing attacks), each time you log in you will be presented with an account unique picture and label that you have provided.

 

To prevent anyone from knowing this unique picture and label, you will be asked to provide your security answer.  If you choose, you may “Remember this PC” by electing to accept an anti-fishing cookie.  This cookie will flag your browser as an acceptable client to by-bass.  The name and value of the cookie will represent a known data value on our servers to validate your system.

 

No Personal Information is stored in these cookies as the name and value are provided from our servers. If you choose to not accept these cookies, you will be asked to provide your security answer on every login.

 

These secure cookies are set to expire 50 years from creation.

 

SESSION COOKIES

To run our sites, we use “session cookies”.  These ASP.NET cookies are used to remember selections and preferences that you’ve already made or information that you’ve already given.  This cookie is one required aspect of our session security.

 

These session cookies will expire when you quit your browser.

 

WEB BEACONS

Web Beacons,  sometimes called single-pixel gifs or clear gifs, are smaller than cookies and tell the Web site server information such as the IP address and browser type related to the visitor's computer.  Tags may be placed both on online advertisements that bring people to the site and on different pages of the site.  Such tags indicate how many times a page is opened and which information is consulted.

 

ANALYTICS

We do not participate with third party analytics partners like Google Analytics to monitor and analyze Web traffic.

 

DO NOT TRACK REQUESTS

Some Web browsers incorporate a "Do Not Track" feature that signals to websites that you visit that you do not want to have your online activity tracked. Each browser communicates "Do Not Track" signals to websites differently, making it unworkable to honor each and every request correctly.  In order to alleviate any communication error between browsers and website, we do not respond to "Do Not Track" signals at this time. As the technology and communication between browser and website improves, we will reevaluate the ability to honor "Do Not Track" signals and may make changes to our policy.

 

DATA SECURITY

We will implement reasonable and appropriate security procedures consistent with prevailing industry standards to protect data from unauthorized access by physical and electronic intrusion.  Unfortunately, no data transmission over the Internet or method of data storage can be guaranteed 100% secure.  Therefore, while we strive to protect your Personal Information by following generally accepted industry standards, we cannot ensure or warrant the absolute security of any information you transmit to us or archive at this site.

 

When you transmit Personal Information through our registration process or if you purchase products or services, we encrypt that information in transit using secure socket layer technology (SSL).

 

After the secure transfer of your Personal Information, the information is maintained and stored with 128-bit encryption.

 

UPDATING PERSONAL INFORMATION

Upon request, we will permit you to request or make changes or updates to your Personal Information for legitimate purposes.  We request identification prior to approving such requests.  We reserve the right to decline any requests that are unreasonably repetitive or systematic, require unreasonable time or effort of our technical or administrative personnel, or undermine the privacy rights of others.  We reserve the right to permit you to access your Personal Information in any account you establish with this site for purposes of making your own changes or updates, and in such case, instructions for making such changes or updates will be provided where necessary.

 

ONWARD TRANSFER OUTSIDE YOUR COUNTRY OF RESIDENCE

Any Personal Information which we may collect on this site will be stored and processed in our servers located only in the United States.  By using this site, if you reside outside the United States, you consent to the transfer of Personal Information outside your country of residence to the United States.

 

CALIFORNIA PRIVACY RIGHTS

Under California Law SB 27, California residents have the right to receive, once a year, information about third parties with whom we have shared information about you or your family for their marketing purposes during the previous calendar year, and a description of the categories of personal information shared.  To make such a request, please send an email to the email address provided in our contact information below and include the phrase "California Privacy Request" in the subject line, the domain name of the Web site you are inquiring about, along with your name, address and email address.  We will respond to you within thirty days of receiving such a request.

 

 

Pay Plus Benefits, Inc.

Attention: Privacy Officer

1110 N. Center Pkwy. Ste. B

Kennewick, WA 99336

 

CREDIT CARD DATA

If you purchase goods or services from this website, PPB does not collect or store Cardholder Data. Cardholder Data is information associated with a payment card, such as account number, expiration date, and CVV2.  PPB utilizes a Payment Service Provider that maintains all applicable PCI DSS requirements for the collection, processing, transmitting and storing of Cardholder Data on your behalf.

 

OPT OUT RIGHTS

If you supply us with your e-mail address you may receive periodic messages from us with information specific to the site and required for the normal functioning of the site as well as for new products or services or upcoming events.  If you prefer not to receive periodic email messages, you may opt-out by following the instructions on the email.

 

 

LINKS TO JOINT VENTURE MARKETING PARTNER SITES

This site may contain links to other websites operated by our joint venture marketing partners.  If you do click on any of the links to their websites or accept any of their promotional offers, your click-through information and any information that you provide in the process of registration or purchase will be transferred to these sites.  We have no responsibility or liability for the policies and practices of these sites.  You should be careful to review any privacy policies posted on any of these sites before providing information to them.

 

CHILDREN'S ONLINE POLICY

We are committed to preserving online privacy for all of its website visitors, including children.  This site is a general audience site.  Consistent with the Children's Online Privacy Protection Act (COPPA), we will not knowingly collect any information from, or sell to, children under the age of 13.  If you are a parent or guardian who has discovered that your child under the age of 13 has submitted his or her personally identifiable information without your permission or consent, we will remove the information from our active list, at your request.  To request the removal of your child's information, please send contact our site as provided below under “Contact Us” and be sure to include in your message the same login information that your child submitted.

 

CONTACT US

If you have any questions regarding this Privacy Policy, please contact the owner and operator of this website business at:

          Pay Plus Benefits, Inc.

          Attn: Privacy Officer

          1110 N. Center Pkwy. Ste. B

          Kennewick, WA 99336

          Telephone: 509-735-1143

          Fax: 509-735-7668

 

 

Material Modifications Since March 1, 2010:

 

Effective April 5, 2018

1. Cardholder Data Security added.

2. California Privacy Rights added.

 

Effective November 18, 2019

1. Use of 3rd Party Cookies removed.

2. Persistent Cookies removed.

3. Navigational Data removed – included in USAGE DATA.

4. Analytics added.

5. Do Not Track Requests added.

6. California Privacy Rights updated.

7. Email and Other Messages Through This Site; ECPA Notice removed.

 

 

 

 

Copyright © 2016 Pay Plus Benefits, Inc.